Realist.com provides access to the FEMA flood panel, the date of the flood panel, and the code indicating whether or not the property is determined to be within a flood zone. The flood zone code “X” is very common; it indicates that the area has been surveyed and is not deemed to have a flood risk. The flood zone code “C” also indicates that that area is determined to be outside the 100- and 500-year flood plains. Other codes may well indicate that there is flood risk associated with the location of the property. For complete flood information, contact a flood determination specialist.